Why transfer instead of a card
Online card payment is convenient, but it requires connecting a payment provider, paying fees, and, by law, fiscalization through РРО/ПРРО. For many services, a simple IBAN transfer solves the payment question without all that complexity.
How to make payment convenient
- Invoice with full details. Recipient, IBAN, ЄДРПОУ/ІПН, amount, and payment purpose (invoice number) — so the payment is easy to reconcile.
- "I've paid" button. The client marks in their portal that they made the transfer — you see it right away and check that it arrived.
- Manual confirmation. Once you see the money, you mark the invoice as paid; the status is visible to both you and the client.
When to add cards. Online card payments are worth adding once you have a steady flow of small payments. The platform is ready to connect it through a single "payment port" — your processes won't change.
What MCC can do
In MCC services, invoices are generated automatically, and transfer payment (IBAN) is built in: details, payment purpose, an "I've paid" button in the client portal, and staff confirmation. Online card payment is the next step once merchant credentials are in place.
Invoices and payments out of the box
See the client portal in the demo.